Paphos Mortgage Brokers | Home Loans & Property Finance Cyprus
Find Paphos Mortgage Brokers.  Finding the right mortgage broker in Paphos can make your property journey safer, clearer, and more successful. Whether you are buying, selling, investing, building, renovating, financing, or managing property, the right expert can help you avoid costly mistakes.
Buying a property in Paphos often involves more than choosing the right villa, apartment, townhouse or plot of land. Many buyers also need clear guidance on mortgage eligibility, bank lending criteria, proof of income, deposit requirements, affordability checks, foreign currency transfers and the documentation required by Cypriot banks. For UK buyers, Israeli buyers, EU nationals and other overseas purchasers, the mortgage process can be more demanding than a standard local transaction because banks will usually examine residency position, income history, tax status and the source of funds in detail.
This directory is designed as a practical starting point for people searching for mortgage brokers, mortgage advisers and property finance providers serving the Paphos property market. The list includes Paphos-based bank branches, Cyprus-wide authorised lenders and international mortgage advisers who publish Cyprus or overseas property finance guidance. Some entries are not independent brokers in the strict sense; they are included because they provide mortgage products, housing loans or specialist finance advice relevant to buyers considering property in Paphos.
Property buyers should always compare options carefully, ask whether advice is independent or tied to a lender, check fees in writing, and obtain legal advice before signing a contract of sale or committing to a financing arrangement. Mortgage availability, interest rates, loan-to-value limits and documentation requirements can change, so buyers should contact each provider directly before relying on any published information.
Directory Listings
1. Bank of Cyprus – Paphos Main Branch
Type: Cyprus bank and mortgage lender
Address: E. Pallikaridi & A. Tsielepou, Paphos, Cyprus
Telephone: +357 26 166 200
Email:
Website: https://www.bankofcyprus.com
Areas Covered: Paphos district and Cyprus-wide branch network
Services Offered:
First home housing loans
Residential mortgages
Loans for land purchase
Renovation finance
Branch relationship officer support
Bank of Cyprus is one of the principal banking institutions used by property buyers in Cyprus and offers housing loan products for individuals purchasing, building or renovating homes. For Paphos buyers, the Paphos Main Branch provides a local point of contact for discussing mortgage eligibility, loan duration, documentation and repayment structures. The bank publishes housing loan information for first-time buyers and other personal loan categories, making it a useful starting point for buyers who want direct lender information rather than broker-only advice. Overseas buyers should ask the branch to confirm whether their residency status, income source and deposit level meet current lending criteria before making an offer on a property.
Why Choose This Provider: Useful for buyers who want to speak directly with a major Cyprus lender with a Paphos branch.
2. Alpha Bank Cyprus – Paphos Main Branch
Type: Cyprus bank and mortgage lender
Address: 57 Grivas Digenis Avenue, 8047 Paphos, Cyprus
Telephone: +357 26 818 355
Email:
Website: https://www.alphabank.com.cy
Areas Covered: Paphos, Polis Chrysochous and Cyprus-wide Alpha Bank network
Services Offered:
Alpha housing loans
Residential property finance
Home purchase lending
Mortgage application support
Branch banking services
Alpha Bank Cyprus provides housing loan products and operates several contact points in the Paphos area. The Paphos Main Branch is relevant to buyers who want to discuss mortgage options for purchasing or building a home in Cyprus. Alpha Bank publishes branch contact details and housing loan information, including public support channels for individuals interested in loan products. Buyers using this branch should prepare income evidence, identification documents, bank statements, property details and information about their deposit before applying. For international buyers, it is sensible to confirm in advance whether the bank can support non-resident applications and what additional checks may apply.
Why Choose This Provider: A direct lender option with a clearly published Paphos branch address, telephone number and email.
3. Alpha Bank Cyprus – Ellados Branch, Paphos
Type: Cyprus bank and mortgage lender
Address: 82 Ellados Avenue, 8020 Paphos, Cyprus
Telephone: +357 26 880 920
Email:
Website: https://www.alphabank.com.cy
Areas Covered: Paphos town and surrounding areas
Services Offered:
Housing loan enquiries
Mortgage guidance
Personal banking
Home purchase finance
Loan appointment support
Alpha Bank Cyprus Ellados Branch is another Paphos-area banking contact for buyers looking into mortgage finance or general loan options. Although not an independent mortgage broker, the branch can be useful for property purchasers who want to compare direct lender terms and understand what documentation is required for a housing loan application. Buyers considering this route should ask for a full explanation of interest rate type, repayment period, arrangement fees, valuation requirements, insurance requirements and early repayment conditions. The branch may also be useful for buyers who already bank with Alpha Bank or who want a local banking relationship during the purchase process.
Why Choose This Provider: A second Alpha Bank Paphos branch contact that may be convenient for buyers based nearer Ellados Avenue.
4. Eurobank Limited – Paphos Banking Centre
Type: Cyprus bank and property finance provider
Address: 52 Griva Digeni Avenue, 8047 Paphos, Cyprus
Telephone: +357 26 208 000
Email:
Website: https://www.eurobank.cy
Areas Covered: Paphos and Cyprus-wide Eurobank network
Services Offered:
Home loan enquiries
Property finance
Personal banking
Mortgage appointment support
Banking centre services
Eurobank Limited operates a Paphos Banking Centre and publishes home loan information for individuals looking to purchase, build or renovate a residence. The Paphos Banking Centre gives property buyers a local banking contact for discussing finance options, eligibility and next steps. Eurobank is especially relevant for buyers comparing major Cyprus lenders and seeking a branch-based conversation before submitting an application. As with all mortgage enquiries, applicants should ask for up-to-date lending criteria, interest rate options, repayment terms, valuation procedure, insurance requirements and any conditions that apply to foreign or non-resident buyers.
Why Choose This Provider: A major Cyprus banking centre in Paphos with published contact details and home loan information.
5. Hellenic Bank / Eurobank – Ellados Avenue Branch, Paphos
Type: Cyprus bank and mortgage lender contact
Address: Ellados Avenue & Xinaridou Road, Paphos 8020, Cyprus
Telephone: +357 80 009 999 / +357 26 953 077
Email:
Website: https://www.eurobank.cy
Areas Covered: Paphos district and Cyprus-wide banking network
Services Offered:
Housing loan enquiries
Personal banking
Mortgage application guidance
Loan servicing
Branch support
The Ellados Avenue branch is included for buyers who may still recognise the Hellenic Bank name while checking Cyprus mortgage options. Public bank information indicates Eurobank Limited as the current entity connected with the former Hellenic Bank. Buyers should therefore confirm the current branding, product availability and branch service arrangements before making an appointment. The branch may be useful for Paphos buyers who want to discuss housing finance directly with a local lender and understand the documentation expected for a Cyprus mortgage application.
Why Choose This Provider: Relevant where buyers are comparing long-established Cyprus banking brands and local branch contacts.
6. Housing Finance Corporation
Type: Authorised Cyprus housing finance institution
Address: 41 Themistokli Dervi Street, 1066 Nicosia, Cyprus
Telephone: Contact via website/head office
Email: Use the official website contact form
Website: https://www.hfc.com.cy
Areas Covered: Cyprus-wide; not Paphos-only
Services Offered:
Mortgage loans
Housing finance
Green loans
Student loans
Deposit accounts
Housing Finance Corporation is listed by the Central Bank of Cyprus as a local authorised credit institution and is associated with housing finance products. Although its head office is in Nicosia rather than Paphos, it is relevant to a Cyprus mortgage directory because its core product area includes mortgage loans and housing-related finance. Paphos buyers can use it as a comparison point when investigating available housing finance options in Cyprus. Applicants should confirm product eligibility, branch appointment requirements, deposit levels, repayment periods and whether their buyer profile is accepted before relying on any published product summary.
Why Choose This Provider: Useful for buyers who want to compare specialist housing finance options beyond commercial bank branches.
7. Ancoria Bank
Type: Cyprus bank and housing loan provider
Address: 12 Demostheni Severi Avenue, 1st Floor, 1080 Nicosia, Cyprus
Telephone: 8000 0050 / +357 22 849 000
Email:
Website: https://www.ancoriabank.com
Areas Covered: Cyprus-wide digital and branch service; branches outside Paphos
Services Offered:
Housing loan information
Personal banking
Digital banking
Business banking
Eco loans
Ancoria Bank is a Cyprus-based bank that publishes guidance on housing loans and personal banking services. Although it does not operate as a Paphos high-street mortgage broker, it can be relevant for property buyers comparing Cyprus lenders and digital-first banking options. Paphos buyers may use Ancoria as part of a wider lender comparison, particularly where remote contact and online banking are important. Buyers should confirm whether their property type, residency status, employment income and deposit source meet current lending criteria before treating any loan information as applicable to their case.
Why Choose This Provider: A Cyprus bank option for buyers who want to compare digital-first banking and housing loan information.
8. Simon Conn – Overseas Property & Finance Specialist
Type: International mortgage and overseas property finance adviser
Address: PO Box 2200, Shoreham-by-Sea, BN43 9FN, United Kingdom
Telephone: +44 (0)7739 033266
Email:
Website: https://www.simonconn.com
Areas Covered: International; publishes Southern Cyprus mortgage guidance
Services Offered:
Overseas mortgage guidance
Non-resident mortgage advice
Cyprus property finance guidance
International buyer support
Mortgage assessment
Simon Conn is an overseas property and finance specialist who publishes detailed guidance for non-residents buying in Southern Cyprus. His Cyprus guide discusses non-resident mortgage considerations, loan-to-value expectations, legal requirements and the value of using a reputable mortgage broker with suitable lender relationships. For Paphos buyers based in the UK or overseas, this type of specialist advice can help clarify what is realistic before committing to a property search. Buyers should still verify fees, regulatory coverage and lender access before proceeding with any adviser.
Why Choose This Provider: Strong fit for UK and overseas buyers who need specialist guidance before applying to Cyprus lenders.
9. Experts for Expats – Cyprus Mortgage Adviser Network
Type: Expat mortgage adviser matching service
Address: 23 Lowther Road, Brighton, England, BN1 6LF
Telephone: Contact via website
Email:
Website: https://www.expertsforexpats.com/advisors/mortgage/cyprus
Areas Covered: Cyprus-focused expat enquiries; adviser network model
Services Offered:
Mortgage broker introductions
Expat mortgage matching
International adviser network
Cyprus mortgage enquiry routing
Initial discovery call
Experts for Expats provides a Cyprus mortgage enquiry service that connects users with a mortgage specialist from its network. The service is particularly relevant for expatriates or overseas buyers who are unsure which broker or adviser is appropriate for their situation. Rather than being a local Paphos broker, it acts as a matching and introduction route. This can be helpful where a buyer needs to explain their residency, nationality, income source and property plans before being directed to an adviser. Buyers should check the adviser they are matched with, including fees, regulations, and lender access.
Why Choose This Provider: Useful for overseas buyers who need an introduction to a specialist rather than a single local lender.
10. Olympia Finance – Mortgage Adviser Cyprus
Type: Independent mortgage adviser serving Cyprus enquiries
Address: United Kingdom based; Cyprus enquiries handled online
Telephone: Contact via website
Email: Use the official website contact form
Website: https://olympiafinance.co.uk/mortgage-adviser-cyprus.php
Areas Covered: Cyprus-related mortgage enquiries; UK-based adviser
Services Offered:
Residential mortgages
Buy-to-let mortgages
Commercial finance
Cyprus mortgage adviser service
Finance guidance
Olympia Finance publishes a Cyprus mortgage adviser page and describes services covering residential mortgages, buy-to-let mortgages and commercial finance. It may be relevant to Paphos buyers who are based overseas and want guidance before approaching lenders directly. Because the source information available publicly is limited, buyers should verify adviser status, regulatory permissions, fees, lender panel and whether the advice relates to buying in Cyprus, remortgaging UK property, or a different finance route. This listing is included as a potential research contact rather than a guaranteed local Paphos broker.
Why Choose This Provider: Potentially useful for overseas buyers researching adviser-led mortgage options connected with Cyprus.
11. Dolphin Finance – Expat Mortgage Broker
Type: UK expat mortgage broker
Address: 1 Coldbath Square, London EC1R 5HL, United Kingdom
Telephone: Contact via website
Email: Use official website contact form
Website: https://dolphinfinance.co.uk/expat-mortgages/uk-mortgage-for-expat-living-in-cyprus/
Areas Covered: British expats living in Cyprus; UK property finance
Services Offered:
UK mortgages for expats in Cyprus
Refinance support
Expat mortgage advice
Broker-led mortgage comparison
Remote mortgage guidance
Dolphin Finance is relevant for British expats living in Cyprus who want to buy or refinance a UK property rather than necessarily finance a Paphos property. This distinction matters for CyprusPropertyPortal users: some buyers living in Paphos may need UK mortgage support, while others need Cyprus bank lending for a Cyprus purchase. The company publishes dedicated information for UK mortgages for expats living in Cyprus and may therefore suit readers who have income, property or lending requirements connected to the UK. Buyers should confirm the exact scope of advice before proceeding.
Why Choose This Provider: Useful for Paphos-based British expats whose mortgage requirement relates to UK property finance.
12. Online Mortgage Advisor – Cyprus Mortgage Guidance
Type: Online mortgage adviser matching and guidance service
Address: Online service; contact via website
Telephone: Contact via website
Email:
Website: https://www.onlinemortgageadvisor.co.uk/overseas-mortgages/cyprus-mortgage/
Areas Covered: UK and overseas mortgage enquiries; online service
Services Offered:
Cyprus mortgage guidance
Broker matching
Overseas mortgage information
Eligibility guidance
Adviser referral
Online Mortgage Advisor publishes guidance on getting a mortgage in Cyprus and can be useful for buyers who want a plain-English overview before speaking to a broker or lender. The service is not a Paphos branch office, but it may help overseas buyers understand what questions to ask and how to approach the mortgage process. Buyers should treat online guidance as an early research tool, then confirm their individual position with a regulated adviser or lender. This type of service can be especially useful for UK buyers comparing Cyprus purchase finance with alternative UK borrowing routes.
Why Choose This Provider: Good early-stage research contact for buyers who want to understand Cyprus mortgage basics before applying.
Frequently Asked Questions
Are there many independent mortgage brokers in Paphos?
The independent mortgage broker market in Paphos appears smaller than categories such as lawyers, accountants and estate agents. Buyers often deal directly with Cyprus banks, international mortgage advisers, developer finance teams or expat mortgage specialists.
Can non-residents get a mortgage in Cyprus?
Yes, non-residents may be able to obtain Cyprus property finance, but lending criteria are usually stricter than for local residents. Buyers should expect detailed checks on income, deposit source, taxation, residency and affordability.
Should I use a broker or go directly to a bank?
Both routes can work. A broker may help compare lenders and prepare the case, while a direct bank application may suit buyers who already have a relationship with a Cyprus bank. It is sensible to compare both.
What documents are commonly required?
Typical documents include a passport or ID, proof of address, bank statements, income evidence, tax returns, employment or pension documents, property details, deposit evidence, and sometimes translated or certified documents.
Are mortgage terms the same for residents and overseas buyers?
No. Residents, non-residents, EU citizens and non-EU citizens may face different checks, deposit requirements and approval timelines. Always confirm the current terms directly with the lender or adviser.
Should property buyers get legal advice before taking a mortgage?
Yes. Mortgage approval is only one part of the purchase process. Buyers should use an independent property lawyer to check title deeds, planning issues, contract terms, encumbrances and Land Registry registration.